A Piece of Mind is Worth a Piece of Cake with Markel Insurance - Belle the Magazine . The Wedding Blog For The Sophisticated Bride

A Piece of Mind is Worth a Piece of Cake with Markel Insurance - Belle the Magazine . The Wedding Blog For The Sophisticated Bride

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If you're a bride-to-be, you've already dreamed up your perfect day, made your wedding-to-do list, and have checked it twice, but then the question arises, "what if?" "What if my photographer bails?" "What if my wedding planner is a fraud?" "What if there is an unforeseen illness in the family?" There's no need to panic loves, you can rest assure that we're here to help and we've called in the experts for reinforcement, Markel Insurance.

Markel Insurance Markel's coverage is a MUST HAVE for your big day. Not only can it reimburse you for any non-refundable deposits you may have if you have to cancel or postpone your wedding due to unforeseen circumstances such as vendor bankruptcy, extreme weather like hurricanes, an accident or illness to the bride or groom (or one of their immediate family members), or military deployment, it can (more importantly) give you peace of mind so you don't need to worry about the "what-if" and you can focus on all of the details of your big day. Plus, Markel also offers Wedding Liability Insurance coverage which would help protect you and your groom from financial loss if an accident occurred at or after your wedding (like if grandma accidently fell on the dance floor and got hurt or if your best friend had a few drinks too many and got into a car accident on the way home).

As we're well aware, when it comes to your big day any piece of information can seem overwhelming, so to ease the stress Markel Insurance has kindly provided us with real stories we can all relate to.

Markel's Cancellation Coverage - Photographer

As a little girl, Catherine's mother shared stories of her wedding day while they looked through her mother's scrapbook. The pictures of her mother in her beautiful dress and her father gleaming as her mother walked down the aisle were what brought her parent's love story to life for Catherine. When Catherine thought about her wedding day, she knew she wanted all of those special moments to be preserved in the same way as her parents When she chose a wedding photographer, she made sure that no stone was left unturned - not only would she have gorgeous pictures and a scrapbook to share with her future children, she also would have a DVD album and a slideshow of the special day. Catherine checked "Wedding Photographer" off of her "Wedding To-Do List" and went on with her planning.

A week after she booked her photographer, the photographer called and said he could no longer photograph her wedding for her. The photographer (an independent photographer contracted through Catherine's venue) refused to work with Catherine's venue, as they still owed him money from a few previous weddings. Suddenly, Catherine was back at square one. She had to find a new photographer that would work with her venue and provide all of the services her original photographer was going to offer. Catherine would also have to pay for it herself, as the venue had already taken her payment for her current photographer. Then she remembered that she had purchased Wedding Cancellation Coverage from Markel Wedding Insurance. Catherine was able to recoup the deposit she had paid for her 1st chosen photographer. Plus, Markel paid for another photographer to complete the keepsake DVD album and slideshow for her as those were included in the original contract but the 2nd photographer was unable to perform those services. Catherine was able to enjoy her wedding day, making the pictures and future memories that much more beautiful.

Markel's Cancellation Coverage - Venue

It was just a few weeks before the wedding and Annie and her fiancé Joe were making dinner as they watched the evening news. As she daydreamed about their future life together, she heard her wedding venue mentioned on the news, and her ears perked up. What she heard immediately stopped her daydreaming as the local news station was reporting that her venue had just declared bankruptcy and was closing indefinitely. In a state of panic, Jessica tried to determine just how much she had paid the venue, and she realized it was over $9,500. Devastated, she asked her Joe what they were going to do. Then, they remembered they had purchased Wedding Cancellation Coverage from Markel Wedding Insurance. They gave Markel a call and were comforted when they found out they had options. Rather than cancelling the entire event, Annie and Joe decided to book another venue for the same date. Markel would cover the non-refundable deposit the couple had made to the now bankrupt venue and the additional expense of moving the wedding to the hall down the road.

Because Annie and Joe knew of the value of Wedding Insurance and had their Markel claims payment in hand, they were able to secure a new venue and have the wedding of their dreams.

Markel's Cancellation Coverage - Illness

With only a week to go before their wedding, Jack and Melissa were waiting at the airport to pick up Jack's parents. As they collected Jack's parent's luggage from the baggage claim, Melissa realized that "it was happening" and just how close the wedding was now that Jack's parents were in town. Melissa and Jack dropped Jack's parents off at the hotel with plans to meet them later that evening for dinner. Shortly after they got home, Jack's father Dennis called and said he was headed to the hospital. Jack's mother Eileen had collapsed while they were unpacking and he didn't know what was wrong with her. Jack and Melissa quickly rushed to the hospital and met Dennis in the waiting room. After several stressful hours the doctor spoke with them and said Eileen had suffered a stroke and would need to spend the next few days in the hospital. Jack and Melissa knew their wedding wouldn't be the same without Eileen there, but they couldn't afford to cancel on such short notice. Luckily, Melissa and Jack had purchased Markel's Wedding Cancellation Insurance and gave Markel a call. Because the wedding needed to be postponed due to illness that prevented the bride, groom or one of their immediate family members from attending, Markel's cancellation coverage was able to reimburse the couple for all of the lost deposits including the reception hall, florist, cake, harpist, and photographer among others. The couple could use the recouped funds to rebook the same event for a different day in the future. A few months later, Eileen was feeling much better and Jack and Melissa were able to be married knowing that everyone they loved would be there to share in their special day.

As you can already see, Markel's Cancellation Coverage has you covered in all aspects of your big day from the photographer, venue (including damage), illness (bride, groom, close relatives), wedding planner fraud, deployment, & so much more...

Not convinced yet? Visit Wedding Liability Coverage to learn why you should protect your special day. With policies starting at $75 (the actual price of your specific policy is based on location, the coverages you choose, and your total wedding budget), it is highly worth it!

This post has been sponsored by Markel Insurance, but concerns our own opinion.

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